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La tendenza al ribasso dei tassi ipotecari fissi è proseguita nel quarto trimestre: quelli di riferimento su dieci anni si sono attestati all'1,9% alla fine dell'anno, 0,1 punti sotto il picco annuale osservato la scorsa estate, come sottolinea il portale comparis.ch.
Dai minimi storici d'inizio 2015, i saggi avevano ricominciato a salire, lentamente ma con continuità; poi, nel secondo semestre, il mercato si è rilassato e il calo è ripreso.
Dal 2000 alla crisi del 2008 le stesse ipoteche costavano attorno al 4%. Poi sono scese al di sotto del 3%. Da quando la Banca nazionale svizzera ha introdotto il tasso negativo vengono concesse con un tasso ancora inferiore, quasi senza eccezioni meno del 2%.
ATS/dg
Dal Quotidiano:
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