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Il conto di risparmio rimane lo strumento privilegiato dai genitori per mettere da parte qualcosa per i loro figli: viene scelto dal 76% delle madri e dei padri, mentre solo il 21% investe in azioni o in fondi, come emerge da un sondaggio condotto nella Svizzera tedesca e in Romandia nell’ambito di uno studio della Scuola universitaria professionale di Lucerna.
“Per molti genitori il conto di risparmio tradizionale è una forma di investimento collaudata e apparentemente sicura, anche se non genera quasi alcun rendimento e il denaro risparmiato può perdere valore a causa dell’inflazione”, afferma l’autrice dell’indagine, Tatiana Agnesens.
Secondo l’esperta è probabile che molti associno gli investimenti in titoli a un rischio maggiore; a questo può aggiungersi poi una scarsa conoscenza dei portafogli azionari. “Ma proprio con il loro lungo orizzonte di investimento i figli sarebbero nella posizione ideale per sfruttarne i vantaggi”, argomenta la specialista.
Svizzeri molto indebitati: ma non eravamo un popolo di risparmiatori?
Millevoci 01.03.2019, 11:05
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